61200, Ukraine, Kharkov, Lenina ave 60a

Payment Cards

VISA Business

VISA Business card is a plastic identification mean that will present you as a loyal customer, owner or employee of a corporation or an enterprise.

When managing finance of your firm, the card gives an opportunity to effect payments and enjoy bank services in more than 220 countries and regions.

You can pay with the card for goods and services at 13,000,000 best stores, restaurants, car rental companies, airlines and hotels around the world, more than 5,000 of which are located in Ukraine.

Visa network is three times greater than that of American Express.

You can receive not less than 300 USD a day at 280,000 bank machines across the world and at more than 1,000,000 branches, where VISA symbol is displayed. Visa Business will allow you to manage your expenses for business trips and negotiations, travel and representative expenses. This payment card meets the high requirements of cashless payments sphere. It will assist in the rationalisation of the process of purchases and payments, eliminate problems related to getting cash for business trips. The accountants will be saved of tiresome paperwork.

Easy access to information will save your management and accounting personnel from many mistakes and unnecessary cares and thus allow them to focus on strategically important directions. Any thing you need in your business may be paid without delay. Payment with the card is faster than payment of invoice and allows salesman to hand you the article immediately.

You can also provide with the Visa Business card your office manager or purchase specialist, and do not doubt whether your expenses are under your control.

Upon your request the Bank will give information on where and when your employees used their cards (spent for month, for purchase, number of purchases a day/month, addresses and names of firms-suppliers). This information may be of special use when drawing up an annual report or for planned auditing by the taxation bodies.

The card will provide you the following advantages:
• Easy access to cash 24 hours a day
• Safety
• Quick financial service
• Time efficiency
• Opportunity to pay for goods and services cashless
• Peace of mind while travelling
• Independence of the bank operating hours
• Flexibility in finance flows management
• Exclusive service
• Free insurance policy

Your account may be replenished by the way of money transfers from any credit and financial institutions of the world. Whatever and wherever you are, the card will be your reliable companion.

Special division of Visa Global Customer Assistance Service will render you the following services:
• Urgent (within 48 hours) replacement of lost (or stolen) card;
• In the event of card loss or theft, you will receive up to 5,000 USD or its equivalent in local currency.

If you fail to get in contact with the bank, you can make collect call at 1-410-581-3836 and you will be assisted. Do not forget to inform the number of your card in order to allow its blocking, thus preventing its use by other person.

List of services and compensations
• Legal assistance in case of a traffic accident (for amount not exceeding $1,500).
• Bail bond assistance in case of a traffic accident (for amount not exceeding $4,000).
• Delay of flight (except for CIS countries) for up to 4 hours - 10 USD for each hour, for over 4 hours max 150 USD.
• Urgent care of dentist (for amount not exceeding 150 USD).
• Loss of registered luggage - not more than 100 USD.
• Delay of luggage delivery for up to 4 hours - 20 USD for each hour, for over 4 hours max 100 USD.
• Around-the-clock service of the CORIS first aid. Telephone call through the HOT-line service. Co-ordination of medical situation by the CORIS physicians.
• Any other necessary information for travel, including preliminary information on the country of visit.
• Transmission/delivery of urgent messages, prescribed medicines home delivery, car rental, legal advice, interpreter services.
• Ability to work loss in an accident - $3,000. This is in effect all over the world.
• Medical expenses for the first aid (disability or disease) - not more than $30,000.
• Emergency evacuation of yourself and your children in case of your hospitalisation - not more than $30,000.
• Transport expenses on a member of family home delivery after more than 10-day stay in the hospital - not more than $5,000.
• Death in an accident - $3,000. This is in effect all over the world.
• Repatriation in case of death. - not more than $30,000.

You can familiarise with the commission rates for the services of plastic cards of the international payment systems.