61200, Ukraine, Kharkov, Lenina ave 60a

Payment Cards

VISA Classic

VISA Classic card is a plastic identification mean that allows the owner to effect payments and enjoy bank services in more than 220 countries and regions.

You can pay with the card for goods and services at 13,000,000 best stores, restaurants, car rental companies, airlines and hotels around the world, more than 5,000 of which are located in Ukraine.

You can receive not less than 300 USD a day at 280,000 bank machines across the world and at more than 1,000,000 branches, where VISA symbol is displayed.

Wherever you are travelling away, the card will be your reliable companion. If you find yourself in a critical state while staying abroad and there are not enough funds on your account, you'll be able to get home from anywhere. It is a credit line that will assist you, conditions of which you can discuss with your bank manager. Interest rate for use of revolving credit is 22.5% per annum.

If you do not want JSC REAL Bank to credit your expenses, you are given an opportunity to pay only with the funds put into card account before. The Bank provided for keeping your card accounts in hryvnias and in USD simultaneously. The funds to your account may be transferred from any credit and finance institution of any country of the world.

Replenishment and writing off an account can be performed in either currency. Moreover, the replenishment of account may be performed by yourself as well as by your employer or any other person in a confidential way.

JSC REAL Bank also offers the following services:
• Interest charge on an average-quarter balance on the special card account of your card.
• Safety and time efficiency.

Besides the opportunity to effect payments in any country without paying additional commission at the conversion of your funds into local currency, the card will keep your money safe even in the event of its loss or theft. You only need to notify the Bank and all transactions on the card account will be stopped at once. For our clients' convenience there are additional cards for your relatives and proxies. The additional card expenses are written down from the basic card account.

If you desire, your enterprise can act as a guarantor on your card. In this case the procedure and conditions of getting a card may be changed.

List of services and compensations
• Legal assistance in case of a traffic accident (for amount not exceeding $1,500).
• Bail bond assistance in case of a traffic accident (for amount not exceeding $4,000).
• Delay of flight (except for CIS countries) for up to 4 hours - 10 USD for each hour, for over 4 hours max 150 USD.
• Urgent care of dentist (for amount not exceeding 150 USD).
• Loss of registered luggage - not more than 100 USD.
• Delay of luggage delivery for up to 4 hours - 20 USD for each hour, for over 4 hours max 100 USD.
• Around-the-clock service of the CORIS first aid. Telephone call through the HOT-line service. Co-ordination of medical situation by the CORIS physicians.
• Any other necessary information for travel, including preliminary information on the country of visit.
• Transmission/delivery of urgent messages, prescribed medicines home delivery, car rental, legal advice, interpreter services.
• Ability to work loss in an accident - $3,000. This is in effect all over the world.
• Medical expenses for the first aid (disability or disease) - not more than $30,000.
• Emergency evacuation of yourself and your children in case of your hospitalisation - not more than $30,000.
• Transport expenses on member of family home delivery after more than 10-day stay in the hospital - not more than $5,000.
• Death in an accident - $3,000. This is in effect all over the world.
• Repatriation in case of death. - not more than $30,000.

You can familiarise with the rates of commissions for the services of plastic cards of the international payment systems.